Kristin Johnson

  • About Me
  • Meet Our Team
  • Blog
  • Mortgage Info
    • Buying or Selling a Manufactured Home
    • Docs Required for Prequalification
    • Your Home Loan Process
    • Buyer Info
    • Seller Info
    • Closing Costs
    • Home Appraisal
    • Home Inspection
    • Loan Checklist
    • Loan Process
    • Loan Programs
    • Mortgage Glossary
    • Mortgage FAQ
  • Apply Now
  • Contact

Buying a Home With a Mortgage? Here’s What You Can Expect at Your Closing Meeting

April 6, 2017 by Kristin Johnson

Buying a Home With a Mortgage? Here's What You Can Expect at Your Closing MeetingIf you’ve decided to invest and have finally found your ideal home, it’s probably an exciting time for you and your family. But before the deal is sealed, there will be a closing meeting so that all of the loose ends can be tied up. If you want to be ready for closing and are curious what the final meeting will entail, here are a few things to be prepared for.

The Last Walk Through

The initial home inspection may have already occurred prior to your closing meeting, but a final walk through should also be granted in the event that anything has happened to the house since it occurred. If problems have been made note of and a price or repair has been negotiated, you won’t need to worry, but the final walk through is a good opportunity to cover off any additional maintenance issues.

Discussion Of The Details

It’s a good idea to bring any paperwork you have regarding your mortgage along to the closing meeting as this will enable you to follow up on any outstanding questions and go through the specifics of the home sale. In all likelihood, you’ll be going through items like the closing costs, escrow payments, the settlement costs related to the home sale and the deed of trust to secure your mortgage, so ensure you understand all of the documents and are prepared to sign on the dotted line.

All The Appropriate Parties

You may expect the closing meeting to be rather informal after the offer has been accepted, but there are many parties that will be present in order to transfer the ownership of your new home. In addition to the home seller, yourself and your respective real estate agents, there will also be any attorneys present, a closing agent, and the lender. While it can be overwhelming to have so many people present, it is generally a formality so that the proceedings can take place without a hitch.

If you’ve determined that the home you’ve made an offer on is right for you, the closing meeting will likely be a seamless experience. However, it’s important to ensure you’ve done your final walk through and looked over all the applicable documents to avoid any issues related to the purchase of your home. If you’re getting prepared to buy a home, contact your trusted mortgage professionals for more information.

Home Mortgage Tips Tagged: Home Mortgage Tips, Mortgage

Kristin Johnson

Contact Kristin


OFFICE 970.460.9607
CELL 303.875.5686
FAX 303.864.7555
kristin.johnson@csbt.com
NMLS #501966

APPLY NOW  
GET A RATE QUOTE

Let’s Keep In Touch!

  • This field is for validation purposes and should be left unchanged.
April 2021
M T W T F S S
 1234
567891011
12131415161718
19202122232425
2627282930  
« Mar    

Categories

Previous Posts

Looking For Something?

Equal Housing Lender
NMLS Consumer Access

Where We're Located

map to office
Directions from I-25
• Take Exit 392 for Windsor and head East.
• Go 3.5 miles and take a left onto 12th Street.
• Take first right at West Ash Street.
• Turn right into the first parking lot/office building complex. The building has green awnings.
Please call if you need assistance.

Copyright © 2021 Kristin Johnson  ·  All rights reserved   ·   Log In